Having a high credit score can make life easier. People with excellent credit scores can navigate many financial obligations with more favorable terms than people with poor scores.


Fortunately, reaching the 800 credit score club is possible, no matter where your credit score stands at the moment. Find out about the 800 credit score club, including why it matters and how you can be part of it.


The 800 credit score...

Bad credit and a bad credit score can be the stuff of nightmares. It restricts many of your freedoms, including lowering your chances of getting a loan or a mortgage. Some employers even reject job applications if you have bad credit.


If you’re in such a situation, credit repair might seem like a reasonable course of action. The process is legal and allows you to maintain credit that reflects your financial reality. 


However, before...

A recession is an economic event that makes it hard for the average person to meet their financial obligations. The financial uncertainty people experience during a recession can cause widespread panic and dismay. This uncertainty was evident during the Great Recession that followed the housing market crash of 2008, and more recently, in the wake of the COVID-19 pandemic.